terms and conditions

Last updated: March 01, 2022
CIRCLEPAY TERMS AND CONDITIONS
THIS TERMS AND CONDITIONS GOVERNS YOUR RELATIONSHIP WITH CIRCLEPAY, AND CONSTITUTES A LEGALLY BINDING AGREEMENT BETWEEN YOU AND CIRCLEPAY AS DEFINED BELOW IN RELATION TO CIRCLEPAY’s WEBSITE AND/OR MOBILE APPLICATION INCLUDING ANY SUBDOMAINS AND ANY OTHER THIRD-PARTY WEBSITES THROUGH WHICH CIRCLEPAY’S PRODUCTS AND SERVICES ARE MADE AVAILABLE, WHETHER DIRECTLY OR INDIRECTLY. IN THIS DOCUMENT, UNLESS THERE IS SOMETHING IN THE SUBJECT MATTER OR CONTEXT INCONSISTENT THEREWITH, AND USE OF THE SERVICES. YOU ARE HEREBY ASKED TO ACCEPT THESE TERMS AND CONDITIONS AND MAY USE THE SERVICES AVAILABLE ON THIS WEBSITE AND/OR MOBILE APPLICATION ONLY ON CONDITION THAT YOU ACCEPT ALL OF THE TERMS AND CONDITIONS CONTAINED HEREIN. BY USING THIS WEBSITE AND/OR MOBILE APPLICATION THIS INDICATES THAT YOU ACCEPT THESE TERMS AND CONDITIONS, OR OTHERWISE INDICATING YOUR ACCEPTANCE (FOR EXAMPLE, AGREEING BY CREATING OR WHEN LOGGING INTO YOUR ACCOUNT, CLICKING “I AGREE,” ETC.), YOU REPRESENT AND WARRANT THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS WEBSITE AND/OR MOBILE APPLICATION.
THESE TERMS AND CONDITIONS INCLUDE CIRCLEPAY’S PRIVACY POLICY WHICH IS INCORPORATED AND MADE A PART OF THESE TERMS OF SERVICE. BY ACCESSING OR USING OUR WEBSITE AND/OR MOBILE APPLICATION, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, INCLUDING CIRCLEPAY’s PRIVACY POLICY.
Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using https://circlepay.ai/ CIRCLEPAY’s Website and/or Mobile Application (the “Service(s)”) operated by CIRCLEPAY (“us”, “we”, or “our”). Service users, or the Recipient, hereinafter referred to as (“You”, “Registered Recipient”, “Service User(s)”, “User(s)”).
1. THE SERVICE
1.1 The service is the process in which the Registered Recipient using CIRCLEPAY’s Website and/or Mobile Application activate payment gateway to receive money from their own customers.
1.2 Payment collections are to be monitored and fully controlled by Circlepay via Circlepay’s trusted payment solutions.
1.3 Users can activate more than payment gateway.
1.4 Users can use different payment solutions provided by payment gateways.
2. USERS
2.1. Users are all users of the Service including Registered Users and Temporary Users.
2.2. You must be at least 18 years of age to use our Website and/or Mobile Application; by using our Website and/or Mobile Application or agreeing to these Terms and Conditions, you warrant and represent to us that you are at minimum required age.
3. GENERAL TERMS
3.1. Access and use of the Service is subject to the following Terms. By accessing or using any part of the Service, whether as a general, Temporary, or Registered User, or a Recipient to the services of the platform, you represent that you have read, understood, and agree to be bound by these Terms including any future modifications CIRCLEPAY may amend, update or change these Terms.
3.2. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
3.3. If you register with our Website and/or Mobile Application, submit any papers to our Website or use any of our Services, we will ask you to expressly agree to this Terms and Conditions.
3.4. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the Terms then you may not access the Service, and you must not use our Website and/or Mobile Application.
3.5. CIRCLEPAY has the right to make deductions and collect commissions from the amounts paid by the users
3.6. CIRCLEPAY reserves the right to undertake at its absolute discretion, any actions, consultations it deems appropriate or necessary for the purpose of checking and verifying the identity of the Registered User and/or the information provided by the Registered User. Registered User hereby agrees on such steps to be taken by CIRCLEPAY at its absolute discretion and deems appropriate for checks and verification. Such checks may include checking into criminal background or search of multiple registers.
4. REGISTRATION AND ACCOUNTS
4.1. You may register for an account with our Website and/or Mobile Application by completing and submitting the account registration form on our Website and/or Mobile Application and clicking on the verification link in the email that the Website and/or Mobile Application will send to you.
4.2. You must not allow any other person to use your account to access any of CIRCLEPAY’s services.
4.3. When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.
4.4. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a Third Party service. You agree not to disclose your password to any Third Party.
4.5. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
4.6. You must not use any other person’s account to access the Website and/or Mobile Application unless you have that person’s express permission to do so.

5. USER RESPONSIBILITIES
5.1. You are responsible for checking, confirming and satisfying yourself as to the accuracy of any details. You are responsible for instructing a surveyor and obtaining legal advice before committing to any purchase. You are responsible for ensuring that you act in good faith towards any other parties.
5.2. CIRCLEPAY users must ensure that data generated through the use of the Service is not unlawful or for an improper purpose, including information that is defamatory, misleading or deceptive, in breach of copyright or would otherwise expose us to any liability, legal proceedings or other sanction.
5.3. Users shall not make or receive any payments except through the payment gateways designated by CIRCLEPAY.
5.4. We reserve our rights to terminate or suspend your account and recover any losses or damages that may have resulted in violation to any of these Terms.
5.5. Users must abide by any applicable rules and regulations related to electronic transactions and commerce.
5.6. Users must accept the terms and conditions by any of the enlisted payment tools or gateways provided through CIRCLEPAY.
5.7. You are responsible for and must pay the cost of all telecommunications and internet access charges incurred when using our Website and/or Mobile Application, whether or not such access has been arranged by us. You are responsible for the security and integrity of your data.
5.8. Transmission of data over the Internet can be subject to errors and delays.
5.9. You shall not provide your contact information, contact, communicate, or respond to any User that you meet on or through our Website and/or Mobile Application, other than to deliver the requested content or participate within the scope of the our Website and/or Mobile Application. Inappropriate communication shall not be allowed.
5.10. You expressly warrant, acknowledge and agree that you have no expectation of privacy with respect to any requests or any submission you make. You will not make any request or submission that infringes the privacy or the rights of any other Third Party.
5.11. We may contact you from time to time to make you aware of opportunities, products and services offered by us and our business partners. You authorize us to contact you via email, SMS, MMS and other electronic media for that purpose unless you explicitly request us not to contact you via these media.

6. INDEPENDENT CONTRACTOR
6.1. You and CIRCLEPAY agrees and declare that you are independent contractors under this Terms and Conditions. Nothing herein contained shall be deemed to create an employment, agency, joint-venture, fiduciary or partnership relationship between you and CIRCLEPAY, hereto or any of their agents or employees, or any other legal arrangement that would impose liability upon CIRCLEPAY or You for the act or failure to act of the other Party. Neither you nor CIRCLEPAY shall have any express or implied power to enter into any contracts or commitments or to incur any liabilities in the name of, or on behalf of, the other Party, or to bind the other Party in any respect whatsoever.
6.2. Your relationship with CIRCLEPAY is non-confidential and does not form or establish any type of special relationship, and that your decision to provide any content does not distinguish us from any public position in regard to the shared content. We, the Recipient, Users, or Third Parties will not be subject to any obligations of confidence in relation to the shared and/or provided content and will not hold any responsibility or be liable for any use or disclosure of any content provided or disclosed by you.
6.3. You are solely and exclusively responsible for determining the manner, method, details, and means of your performance under these Terms. We have no right to, and will not, control the manner or determine the method of accomplishing your performance.
7. MISUSE OF SERVICE
7.1. You MUST not;
7.1.1. use our Website and/or Mobile Application in any way or take any action that causes, or may cause, damage to the Website and/or Mobile Application or impairment of the performance, availability, accessibility, integrity or security of the website;
7.1.2. use our Website and/or Mobile Application in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
7.1.3. hack or otherwise tamper with our Website and/or Mobile Application;
7.1.4. probe, scan or test the vulnerability of our Website and/or Mobile Application without our permission;
7.1.5. circumvent any authentication or security systems or processes on or relating to our Website and/or Mobile Application;

7.1.6. conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our Website and/or Mobile Application without our express written consent;
7.1.7. access or otherwise interact with our website using any robot, spider or other automated means, except for the purpose of search engine indexing;
7.1.8. use our Website and/or Mobile Application except by means of our public interfaces;
7.1.9. violate the directives set out in the robots.txt file for our Website and/or Mobile Application;
7.1.10. use data collected from our Website and/or Mobile Application for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing); or
7.1.11. do anything that interferes with the normal use of our Website and/or Mobile Application.
7.2. You must not use data collected from our Website and/or Mobile Application to contact individuals, companies or other persons or entities.
8. PAYMENT, FEES, AND LIMITATIONS
8.1. You hereby acknowledge and agree that CIRCLEPAY does not own, control, or operate any payment providers, and the use of such payment providers is subject to the Terms and Conditions and Privacy Policies of the payment provider.
8.2. You are solely responsible for any other fees, costs or expenses incurred in connection with the use of a payment provider.
8.3. If you failed to setup your account properly with the payment provider or you did not provide the payment provider with the details requested accurately. CIRCLEPAY shall not be liable or hold any responsibility for any delay, damages, losses, costs, expenses caused or arising as a result of your failure to provide such information or in connection to your inability to send or receive your payment as applicable.
8.4. You will not have the option to use any other payment providers other than the one selected by CIRCLEPAY.
8.5. It is at the absolute discretion to change the default currency of the Service at our Website and/or Mobile Application without giving any prior notice.
8.6. All payments are processed by an independent payment gateway. You should not disclose any of your financial information to an unauthorized person(s). CIRCLEPAY, shall not be responsible for any loss or damage you may incur as a result of such action. Should you be approached to disclose any of your financial information by an unauthorized person(s)please decline immediately and report that incident to CIRCLEPAY.

9. RECIPIENT PAYMENTS:
9.1.1. CIRCLEPAY’s enlisted products or content can be requested by using a valid Debit or Credit Card, or other Third Party independent payment gateway as indicated on our Website and/or Mobile Application.
9.1.2. Payments must be made in accordance with the agreed payment conditions. Failing to clear any payments may cause delays or void your request. Payments are deemed to have been made at the time in which they are received in our business account.
9.1.3. Applying any deductions, promos, or discounts require a special agreement with us.
9.1.4. You warrant and undertake to CIRCLEPAY that you are the legal owner and have proper legal authority of all credit cards, charge cards, debit cards or other payment methods. You must keep your payment method and/or bank account valid, current, and updated at all times.
9.1.5. By providing your debit or credit card number and/or associated payment information, we may place a pre-authorization hold on your account, the payment provider shall immediately charge you once your request is fulfilled for all the due amount and without any notice or consent from you.
9.1.6. You can only cancel your requests before you pay for the requested product or service. Once the payment is cleared, it may not be available for cancellation.
9.1.7. Prices are all inclusive to the Value Added Tax. CIRCLEPAY shall not be responsible for the collection and/or payment of taxes of any nature in any jurisdiction other than what prevails under its applicable laws and regulations.
9.1.8. In our sole discretion, if we believe that any fraud, money laundering, or other violation of law or regulation is taking place on or in connection with our Website and/or Mobile Application to the contrary of anything contained in these Terms and Conditions, you warrant and agree that we may withhold, delay, or seek repayment of any payments we believe may have arisen out of or in connection with any such violation of law or regulation.
10. RETURNS AND REFUNDS
10.1. Refunds are to be done through the same payment method you used, for example: if you pay online through your credit card the refund will be processed to the same card you paid with, if you paid in cash through a runner the refund will be in cash also though a runner (Courier). In some cases, and given the availability of the refund service methods, CIRCLEPAY may refund or facilitate the refund through a different payment method.
10.2. CIRCLEPAY is only to facilitate the refund provided that the order has not already been awarded nor processed by the creator.
10.3. You shall not be entitled to any refund whatsoever, if provided wrong or incorrect information relating to the order or has been found to be in breach of any of these Terms and Conditions.
10.4. A user can request a refund within a maximum of one day from the date of submitting the request for any of the enlisted services, such refund will only be applicable if the order has not been processed by the payment gateway. The request for refund can be approved or declined under the sole discretion and assessment to the refund request submitted to CIRCLEPAY.
10.5. CIRCLEPAY shall not be responsible in any way whatsoever for the refund of any charges and/or fees made by third parties such as Credit Card companies and payment gateways.
10.6. Credit Card refunds can take 7- 45 business days to be reflected on your bank account.
11. COPYRIGHTS AND OWNERSHIP
11.1. Subject to the express provisions of this Terms and Conditions:
11.1.1. we, together with our licensors, own and control all the copyright and other intellectual property rights in our Website and/or Mobile Application and the material on our Website and/or Mobile Application; and
11.1.2. all the content and material on CIRCLEPAY’s Website and/or Mobile Application is the copyright and intellectual property rights of CIRCLEPAY.
11.2. The Website and/or the Mobile Application is solely owned by CIRCLEPAY and shall not grant in any way any rights of any part thereof.
12. LIMITED WARRANTIES
13. BREACHES OF THESE TERMS AND CONDITIONS
13.1. Without prejudice to our other rights under these Terms and Conditions, if you breach these Terms and Conditions in any way, or if we reasonably suspect that you have breached these Terms and Conditions in any way, we may:
13.1.1. send you one or more formal warnings;
13.1.2. temporarily suspend your access to our Website and/or Mobile Application;
13.1.3. permanently prohibit you from accessing our Website and/or Mobile Application;
13.1.4. block computers using your IP address from accessing our Website and/or Mobile Application;
13.1.5. contact any or all of your internet service providers and request that they block your access to our Website and/or Mobile Application;
13.1.6. commence legal action against you, whether for breach of contract or otherwise; and/or
13.1.7. suspend or delete your account on our Website and/or Mobile Application.
13.2. Where we suspend or prohibit or block your access to our Website and/or Mobile Application or a part of our Website and/or Mobile Application, you must not take any action to circumvent such suspension or prohibition or blocking including without limitation, creating and/or using a different account.
14. VARIATION
14.1. We may revise these Terms and Conditions from time to time
14.2. The revised Terms and Conditions shall apply to the use of our Website and/or Mobile Application from the date of giving you a written notice of any revision of these Terms and Conditions, and the revised Terms and Conditions will apply to the use of our Website and/or Mobile Application from the date that we give you such notice; if you do not agree to the revised Terms and Conditions, you must stop using our Website and/or Mobile Application.
15. MERGERS AND ACQUISITIONS
15.1. In the event that CIRCLEPAY or its assets including but not limited to it services is partially or fully acquired by a Third Party CIRCLEPAY shall at all times retain the right to transfer all the data and personal details provided of all Registered User(s) and all information relating to and/or provided by the Recipient or you.
15.2. In respect to the Terms and Conditions set out herein shall be binding at all times and shall ensure to the benefit of both parties and their respective successors and, heirs, executors and permitted assigns.
16. ASSIGNMENT
16.1. You hereby agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms and Conditions.
16.2. You may not without our prior written consent assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these Terms and Conditions.
16.3. The Terms and Conditions set out herein shall be binding at all times and shall ensure the benefit of both parties and their respective successors and, heirs, executors and permitted assigns.
17. SEVERABILITY
17.1. If a provision of these Terms and Conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.
17.2. If any unlawful and/or unenforceable provision of these Terms and Conditions would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
18. AVAILABILITY OF WEBSITE AND MOBILE APPLICATION
18.1. We strive to ensure that our Services are available to you at all times but cannot guarantee that either the Website will operate continuously, without interruptions or be fault free. On occasion, necessary maintenance or upgrade work requires us to make the website and the Services unavailable without notice, but we aim to keep downtime to a minimum. We accept no liability for any interruption or loss of service. We reserve the absolute right to alter, suspend or discontinue any part of our website or the Services, including your access to it.
19. DISCLAIMER
19.1. CIRCLEPAY assumes no responsibility for errors or omissions in the contents of the Service.
19.2. CIRCLEPAY makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
19.3. In no event shall CIRCLEPAY be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. CIRCLEPAY reserves the right to make additions, deletions, or modification to the contents on the Service at any time without prior notice.
19.4. CIRCLEPAY does not warrant that the Website and/or Mobile Application is free of viruses or other harmful components. However, CIRCLEPAY highly considers and works hard towards the safety of user information and will do the best possible to minimize the occurrence of any such incident.
20. LINKS TO OTHER WEBSITES
20.1. Our Service may contain links to Third Party web sites or services that are not owned or controlled by CIRCLEPAY. If you follow such links, you do so at your own risk, and CIRCLEPAY will not be held responsible or liable for any harm or losses you may suffer from as a result of following such links.
20.2. CIRCLEPAY has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any Third Party websites or services. You further acknowledge and agree, and that CIRCLEPAY shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.
20.3. We strongly advise you to read the Terms and Conditions and Privacy Policies of any Third Party websites or services that you may visit.
21. CIRCUMSTANCES BEYOND OUR CONTROL
21.1. CIRCLEPAY is not liable for any loss or damage arising out of circumstances beyond CIRCLEPAY control. These include but are not limited to: natural disasters or Force Majeur, for example fire, earthquake, hurricane, tornado, storm, flood, fog; plane crash or embargo; war, riot, civil commotion or industrial action; epidemics or pandemics; power cuts, communications or other utility disruptions; governmental action or inaction; any defect or characteristic related to the nature of a shipment, or erasure of electronic or photographic images, data or recordings due to electrical or magnetic interference.
22. INDEMNIFICATION
22.1. You indemnify us and our officers, employees and agents (“those indemnified”) against any direct or consequential liabilities, losses, damages, expenses and costs (including legal expenses on a solicitor and own client basis) incurred or suffered by any of those indemnified as a result of any claim or proceedings brought by a Third Party against those indemnified in connection with any material generated by you in connection with the Service.
23. TERMINATION
23.1. The license granted to use our service commences at the time the Registered User registers an account on CIRCLEPAY’s Website and/or Mobile Application. This license will be in full force and effect until such time that the Registered User terminates his/her/its account or terminated in volition to these Terms and Conditions, or by CIRCLEPAY in its sole and absolute discretion.
23.2. We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions. We will not be obliged to provide any explanation or justification for such termination and/or suspension, but only as a matter of courtesy we may do so.
23.3. We may send a notice on suspension and/or terminating your account. The suspension and/or termination shall be effective immediately on sending the notice. Upon your account termination, you agree to immediately stop from using our service, accessing our Website and/or Mobile Application, and should immediately remove CIRCLEPAY’s App from any of your devices. You should not register again or attempt to register at any of our services. We will have the right to recover any damages or losses we may have encountered in respect of any conduct and/or actions that resulted in your account suspension and/or termination.
23.4. Upon termination, your right to use the Service will immediately cease.
23.5. Any information, images, contents or other content shall no longer be accessible to the Registered User upon the account termination. We shall not be liable or responsible for the inaccessibility and/or any loss or damage of such information in any way whatsoever.
23.6. If you wish to terminate your account, you may simply discontinue using the Service. Or, you may cancel your account anytime on our service using your account control panel on the Website and/or Mobile Application.
23.7. We will usually cancel an account if it remains unused for a continuous period of 18 months.
23.8. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
23.9. A user who wishes to suspend/terminate his/her/its account, must give us a written notice of at least 30 business days. You may request that we no longer include or make public use of your created Contents on our Website and/or Mobile Application and that we do not make any new public use of them. You acknowledge and agree that we cannot restrict any User from using the Contents you already created for them or by any Third Party with whom they have already been shared with. We will have no obligation or responsibility whatsoever to remove your CIRCLEPAY Contents from any social media platforms or any Third Party websites.
23.10. Under certain circumstances, we may notify you of our intent to remove a CIRCLEPAY Content from social media platforms or Third Party websites. You hereby grant us the authorization to remove a CIRCLEPAY Content and act on your behalf as your authorized agent in order to submit any DMCA notice or demand in connection to your CIRCLEPAY Content.
24. GOVERNING LAW AND DISPUTE RESOLUTIONS
24.1. These Terms and Conditions shall be governed and construed in accordance with the laws of the Arab Republic of Egypt, without regard to its conflict of law provisions.
24.2. You and CIRCLEPAY expressly and irrevocably agree to resolve any disputes between you and CIRCLEPAY through binding and final Arbitration instead of court proceedings.
24.3. You hereby waive any right to a jury trial of any controversy, claim, counterclaim, or other dispute arising between you and CIRCLEPAY relating to these Terms or our Site (each a “Claim,” and collectively, “Claims”).
24.4. Any dispute, controversies or claims arising hereunder that cannot be amicably resolved within thirty (30) days from one of the parties notifying the other of the existence of a dispute, shall be finally settled by arbitration before the Cairo Regional Center for International Commercial Arbitration (CRCICA) and according to its rules. The language of arbitration shall be Arabic, and the venue shall be its headquarters, Cairo, Egypt.
24.5. Any Claim will be submitted for binding Arbitration in accordance with the Laws of Egypt. The Arbitration will be heard and determined by a single arbitrator unless agreed to in writing otherwise by CIRCLEPAY and the Registered User and it is expressly agreed that the arbitration laws and regulations in any and all other jurisdictions is/are expressly excluded.
24.6. The Arbitrator’s decision will be final and binding upon the parties, provided always that the Arbitrator shall not make any decision or award that would change, cancel, rescind any provision of these Terms and Conditions and any decision or award shall be consistent with provisions and intent of these Terms and Conditions.
24.7. The Arbitrator’s decision may be enforced in any court of competent jurisdiction.
24.8. In any event, the Registered User shall not be at liberty to raise any dispute in respect of any order until the lapse of Sixty (60) clear days from the placement of the order.
24.9. The parties agree that All information relating to any disputes between CIRCLEPAY and the Registered User, whether in Arbitration or not, shall be kept confidential and that the existence of the proceeding and any element of it (including any pleadings, briefs, or other documents submitted or exchanged, any testimony or other oral submissions, and awards) will not be disclosed beyond the arbitration proceedings, except as specifically required by the arbitration proceedings.
25. ENTIRE AGREEMENT
25.1. These Terms and Conditions, together with our Privacy and Cookies Policy, shall constitute the entire agreement between you and us in relation to your use of our service and shall supersede and replace any prior agreements we might have between us regarding the Service.
25.2. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
25.3. CHANGES
25.4. We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time without notice. However, we will try to provide at least 7 (Seven) days’ notice prior to any new Terms taking effect. You acknowledge that publishing the amended version of the Terms and Conditions on our Website constitutes written notice to you of such changes.
25.5. What constitutes a material change will be determined at our sole discretion.
25.6. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Service.
26. RIGHTS OF THIRD PARTY
26.1. An agreement under these Terms and Conditions is for our benefit and your benefit and is not intended to benefit or be enforceable by any Third Party.
26.2. The exercise of the parties’ rights under an agreement under these Terms and Conditions is not subject to the consent of any Third Party.
26.3. All Third Party and Registered Users copyrights and intellectual property is fully respected by CIRCLEPAY, Registered Users should guarantee and warrant that they do not breach any intellectual property or copyrights of any Third Party. CIRCLEPAY shall not hold any liability or be responsible for any such breach.
26.4. If CIRCLEPAY discovered that a Registered User has used a Third Party intellectual property and/or copyright without obtaining the necessary approvals or permissions to do so. We will take all possible necessary measures to remove such violation from our Website and/or Mobile Application in respect to the DMCA. If we received a DMCA Takedown notice or if we received a claim in writing with the details of intellectual property and/or copyrights, we shall immediately remove the violating item, and we may at our sole discretion suspend and/or terminate the account of the Registered User.
27. LANGUAGE
27.1. These Terms and Conditions are prepared in both English and Arabic. In the event of ambiguity or conflict between the two languages, the English language version will prevail.
28. STATUTORY AND REGULATORY DISCLOSURES
28.1. This service is owned and operated by Nejmo LL.C, a Company with a principal place of business in the Arab Republic of Egypt.
29. CONTACT US
29.1. If you have any questions about these Terms, please contact us using our Website and/or Mobile Application contact form.